Budget List
Monthly Budgets
This list is not exhaustive but includes the most common categories of monthly expenses. You can copy it and paste it into a spreadsheet and fill out one column for each parent or spouse involved in the decision. Add any categories that are relevant for your family.
HOUSING |
rent |
primary mortgage, including tax and insurance |
second mortgage or home equity line |
homeowners association dues |
house maintenance and repairs |
timeshare fees |
house cleaning and/or lawn care services |
UTILITIES |
water |
electricity |
gas |
trash removal |
cable/internet/phone |
cell phone |
TRANSPORTATION |
car payment |
car insurance |
gas for car |
car maintenance and repair |
car registration and inspection |
car tax |
tolls and parking fees |
Metro and bus fares |
GROCERIES |
food and drink for parent |
food and drink for kid(s) |
CLOTHING |
clothes for parent |
clothes for kids |
dry cleaning |
INSURANCE |
life insurance |
disability insurance |
medical insurance |
dental insurance |
homeowner’s insurance |
ADULT HEALTH CARE EXPENSES |
doctors’ fees not covered by insurance |
dental expenses not covered by insurance |
vision care not covered by insurance |
psychotherapy not covered by insurance |
prescriptions and OTC medicines not covered |
MISCELLANEOUS |
household supplies |
pet expenses |
adult hobbies and sports |
house cleaning service |
yard care |
personal grooming |
charitable contributions |
newspapers/magazines |
gifts |
anything else? |
CHILD EXPENSES |
food |
clothing |
school tuition, supplies, fees, and lunches |
tutoring |
day care |
evening and weekend child care |
summer camps |
lessons and sports |
health care expenses not covered by insurance |
RECREATION |
computers/electronics |
restaurants and movies |
entertainment |
vacations |
DEBT PAYMENTS |
credit card 1 |
credit card 2 |
other |
SUM OF MONTHLY EXPENSES |
.
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Mediation services are available in Springfield, Fairfax, Alexandria, and elsewhere in northern Virginia.
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